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Insurance hawker Walter Neff (Fred MacMurray) gets seduced by some other man's wife: a bored, sex-starved Barbara Stanwyck done up in lorry-grille wig and a pair of lips like wine grapes smashed in candle-wax. She wants to off her better half and collect on his policy, but spitfire claims-adjuster Barton Keyes (Edward G. Robinson) smells a rat or at least the cheap perfume all over that Dietrichson file.
Neff himself ties up the twisting plot in a neat bow: "We were talking about automobile insurance, only you were thinking about murder. And I was thinking about that anklet."